Financial glossary
USDA Guarantee Fee
In plain English
A USDA loan charge that includes an upfront fee and annual fee to support the program’s guarantee to approved lenders.
A USDA guarantee fee supports the USDA guarantee to an approved lender. A USDA transaction can include an upfront fee and an annual fee collected over time. The exact fiscal-year rates can change, so the USDA loan calculator treats them as editable assumptions.
Related calculators
- USDA Loan CalculatorEstimate a USDA guaranteed-loan payment with the upfront guarantee fee, annual fee, rate, term, and optional down payment.
- Buyer Closing Costs CalculatorEstimate buyer closing costs and cash to close from the down payment, lender fees, points, title costs, inspections, prepaids, credits, and deposits.